Looking to retire in an idyllic, pastoral setting but don't want to give up the excitement of the big city? Look no further than a New Jersey retirement. The nation's second largest producer of chemical waste (first if you include the stuff that's burning on the rivers) sometimes gets a bad rap, but once you look past the industrial cities of Trenton and Newark you'll find quiet scenic regions of the Delaware Valley, Jersey Shore and Northern Heights that offer retirees an appealing small town atmosphere never more than a few hours drive to New York City or Philadelphia. While it doesn't come cheap -- a cost of living well above the national average and property taxes that rank among the highest -- it's a small town/big city balance you'll be hard pressed to find anywhere else.
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